Consumenten blijven online transacties uitvoeren en de trend neemt niet af
COSTA MESA, Californië–(BUSINESS WIRE)– De pandemie-versnelde toename van digitale transacties is een blijvertje en bedrijven moeten hun activiteiten blijven transformeren naar 2022 toe. Volgens het laatste Global Insights Report van Experian is er een 25 procent toename van online activiteit sinds Covid-19 en dat aantal blijft stabiel.
“De afgelopen 12 maanden hebben we de significante en duurzame verschuiving naar e-commerce en digitale financiële diensten gevolgd”, zegt Steve Wagner, algemeen directeur van Decision Analytics voor Experian. “De toename van digitale activiteit is aanhoudend gebleven en consumenten blijven online, zelfs met de terugkeer van fysiek winkelen en bankieren.”
Experian Finds 25 Percent Increase in Online Activity Since Covid-19
Consumers continue to transact online and the trend is not diminishing
COSTA MESA, Calif.–(BUSINESS WIRE)– The pandemic-accelerated increase in digital transactions is here to stay and businesses must continue to transform their operations as they head into 2022. According to Experian’s latest Global Insights Report, there has been a 25 percent increase in online activity since Covid-19 and that number continues to hold steady.
“For the past 12 months, we’ve monitored the significant and sustainable shift toward ecommerce and digital financial services,” said Steve Wagner, global managing director of Decision Analytics for Experian. “The increase in digital activity has remained persistent, and consumers are staying online even with the return of physical shopping and banking.”
The study also found that as people begin to spend again consumer loyalty to online businesses is weakening. 61 percent of consumers say they are staying with the same online service provider they used prior to the pandemic. This a decrease of 6 percent from one year ago.
“Dwindling customer loyalty along with heighted customer expectations and increased competition could mean potential revenue loss or gain. Business must find solutions to improve digital engagement and customer acquisition,” added Wagner.
Companies are leveraging advanced technologies to improve the digital customer experience and grow their business including digital credit risk decisioning, passive authentication, artificial intelligence and more. According to our research, 90 percent of companies are investing in business automation, 76 percent are improving or rebuilding their analytics models and 65 percent intend to increase fraud budgets.
To develop the study, Experian interviewed 3,000 consumers and 900 businesses across 10 countries around the world including Australia, Brazil, Germany, India, Italy, Japan, Singapore, Spain, United Kingdom and United States on insights related to consumer and business economic outlooks, financial well-being, online behavior and more. This report is the fourth wave in a longitudinal study exploring the major shifts in consumer behavior and business strategy throughout Covid-19.
Additional findings from the report include:
- Nearly 10 percent of consumers are spending more and putting less away in retirement or emergency savings than a year ago
- Half of consumers (49%) conducted personal banking and payment activities online regularly
- Adoption of AI has risen from 69% to 74% and machine learning from 68% to 73% in one year
- 50 percent of companies are exploring the use of expanded data sources
Download the latest Global Insights Report to learn about more findings from Experian Decision Analytics.
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