ROLLING MEADOWS, Illinois --(BUSINESS WIRE)—Een onderzoek onder negenhonderd cybersecurityexperts toont aan dat een overweldigende meerderheid van 87 procent een toename verwacht in het aantal datalekken rond mobiele betalingen in de komende twaalf maanden, maar dat 42 procent desondanks deze betalingsmethode heeft gebruikt in 2015. De 2015 Mobile Payment Security Study van het wereldwijde cybersecuritygenootschap ISACA suggereert dat professionals op het gebied van cyberveiligheid bereid zijn de voordelen af te wegen tegen de veronderstelde veiligheidsrisico’s van mobiele betalingen.
ISACA Survey: 87% of Cybersecurity Experts Say Mobile Payments Data Breaches will Grow, Yet 42% Use this Payment Method
ROLLING MEADOWS, Ill.–(BUSINESS WIRE)– A survey of 900 cybersecurity experts shows an overwhelming majority (87%) expect an increase in mobile payment data breaches over the next 12 months, yet 42% have used this payment method in 2015. The 2015 Mobile Payment Security Study from global cybersecurity association ISACA suggests that cybersecurity professionals are willing to balance benefits with perceived security risks of mobile payments:
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- Only 23% believe that mobile payments are secure in keeping personal information safe.
- Nearly half (47%) say mobile payments are not secure.
- At 89%, cash was deemed the most secure payment method, but only 9% prefer to use it.
“Mobile payments represent the latest frontier for the choice we make to balance security and privacy risk and convenience,” said John Pironti, risk advisor with ISACA and president of IP Architects. “ISACA members, who are some of the most cyber-aware professionals in the world, are using mobile payments while simultaneously identifying and contemplating their potential security risks. This shows that fear of identity theft or a data breach is not slowing down adoption—and it shouldn’t—as long as risk is properly managed and effective and appropriate security features are in place.”
The global mobile payment transaction market, including Apple Pay, Google Wallet, PayPal and Venmo, will be worth US $2.8 trillion by 2020, according to Future Market Insights.
Survey respondents ranked major vulnerabilities associated with mobile payments:
1. Use of public WiFi (26%)
2. Lost or stolen devices (21%)
3. Phishing/shmishing (phishing attacks via text messages) (18%)
4. Weak passwords (13%)
The most effective way to make mobile payments more secure is using two ways to authenticate their identity (66%), and requiring short-term authentication codes (18%). Less popular was installing phone-based security apps (9%).
“People using mobile payments need to educate themselves so they are making informed choices. You need to know your options, choose an acceptable level of risk, and put a value on your personal information,” said Christos Dimitriadis, Ph.D., international president of ISACA and group director of information security for INTRALOT. “Embrace and educate about new services and technologies.”
In the emerging mobile payment landscape, there is no accepted understanding of who is responsible for keeping mobile payments secure—consumers, payment providers or retailers. One approach is to use the COBIT governance framework to involve key stakeholders in deciding on an acceptable balance of fraud rate vs. revenue.
ISACA established Cybersecurity Nexus (CSX) to help address the global cyber security skills gap. For information on the CSX 2015 cybersecurity conference and the new CSX Practitionercertification, visit https://cybersecurity.isaca.org.
ISACA ® ( isaca.org) helps global professionals lead in an evolving digital world through standards, networking, credentialing and career development. ISACA is a global nonprofit association of 140,000 professionals in 180 countries.
Kristen Kessinger, +1-847-660-5512